finance question

Totally. From your detailed post I can tell you need to hedge to the max by buying guns n ammo in case of a total financial and govt collapse.

man im not looking to start a war here, i dont even like guns and know how to use them, why are you stereotyping my country? we had the first people power revolution in history.

deposit at stars man. best roi you can get for smaller amounts, for anything from 500k pesos which translates to playing 200nl eh i would say then bonds would be a good/safe thing to be buying instead of playing poker. btw welcome kabayan

Ahaahah gl to have a serious answer. And google trolling thanks. Answer is no

there are no details given about your situation so the level of advice you get reflects this.

but consider the following:
market goes way up: equities offer big returns!
market goes way down (aka 2008): bonds secure your capital and provide modest returns. equities lose you a ton.
market totally collapses and hyper inflation: bonds and equties are worthless. you use them as toilet paper. guns and ammo let you carve out a new empire in the post apocalyptic wasteland

guns and ammo: "like bonds, only better"

Considering the simplicity of your question, I doubt you have a good grasp of investing. I suggest you close all your equity positions and put your money in an interest bearing account.

so, a pretty basic concept of how risky your profile should be is that it needs to match

i) your personal tolerance to risk
ii) it has to be risky enough to generate enough returns to hit your goals

i would also say a close iii) is it should probably match your investment knowledge

if you are asking about asset allocation, and not just talking about doing day trading or whatever, and yes, like babs said, you probably shouldnt be in equities because of what little info you provided

but anyway, from an asset allocation standpoint, the most aggressive portfolio as described by one investment group was only the following:

cash 0% bonds 10% domestic equties 30% global equities60%

so, if you are like hyper aggressive and wont lose sleep over massive short term fluctuations, you might be okay. and if your equities are all in one sector (i.e. all tech stocks) or if they are all local to your country, its probably going to be way higher risk than this. which is just completely, completely ridiculous and unless you have a really high knowledge of investing you shouldnt be doing it.

this is a sample of a financial instututions risk profile, you should probably at least read the questions because it gives you a good idea of the sorts of things you need to think about before setting up your asset allocation (time horizon is a big one, for example)

https://hermes.manulife.com/canada/re...c/MK0971E//MK0971E_UL_riskprofile.pdf

also, i dont have a link to it, but people generally theorize that 30% equities, 70% bonds is actually the "lowest risk" setup, for whatever reason, and going any higher in bonds will actually just reduce returns while increasing risk (but increasing equities will increase returtns while increasing risk,which is okay)

beware of bond mutual funds in general, they arent equivalent to just buying bonds yourself and holding them because if interest rates rise, and the price of all the bonds drops, and people try to sell their holdings, it forces the fund to sell before maturity and really screws up their strategy

yeah, tahts about all i got for you, im such a nice guy

That is way too high % of equities. According to The Intelligent Investor (the bible of investing, written by Ben Graham who was the mentor of Warren Buffett, Buffett himself said that it is the best book on investing ever written), the general guidelines is 50% bonds and 50% equities, though 75% bonds and 25% equities is more recommended.

imo best investment would be a gun and some ammo . expect the unexpected right

dude, right now the market is shaky for investing in stocks. You want as much predictability as possible. You also want as much ROI% as possible. So, let's take a look at what's going on and what's coming up. First of all, we are in a financial crisis. Prices going up, USD going downhill fast. Obama is destroying the economy by printing trillions of dollars, never seen before. Now, these dollars are devaluing the dollar cause there is too much USD and too little to buy with it. Hyperinflation is knocking on the door. So what can you do? First, get rid of most of your dollars fast. Keep your money in something valueble and predictable. What's that? Let's take a look at history - every time the US government starts printing too much money and go into a recession/depression/crisis gold and silver go up a lot. Historically, silver is the best asset during a crisis. So, i highly recommend that you research why silver is such a good choice and if you are convinced - buy silver! Many experts agree that silver and gold will skyrocket due to the unbelievable stimulus packages. Never seen before in the US history. Now, the silver and gold have to keep up with these new trillion dollars in circulation. It's like a pair of scales - if you put too much dollars on one of the scales, the silver and gold on the other scale is going up. Don't wait, silver is going up fast! It was 15$ 2 years ago, 30$-something at the start of the year and now it's 46$. It's going up by the second. Research, think and act fast.

On April 23 2011 05:49 D_smart_S wrote: dude, right now the market is shaky for investing in stocks. You want as much predictability as possible. You also want as much ROI% as possible. So, let's take a look at what's going on and what's coming up. First of all, we are in a financial crisis. Prices going up, USD going downhill fast. Obama is destroying the economy by printing trillions of dollars, never seen before. Now, these dollars are devaluing the dollar cause there is too much USD and too little to buy with it. Hyperinflation is knocking on the door. So what can you do? First, get rid of most of your dollars fast. Keep your money in something valueble and predictable. What's that? Let's take a look at history - every time the US government starts printing too much money and go into a recession/depression/crisis gold and silver go up a lot. Historically, silver is the best asset during a crisis. So, i highly recommend that you research why silver is such a good choice and if you are convinced - buy silver! Many experts agree that silver and gold will skyrocket due to the unbelievable stimulus packages. Never seen before in the US history. Now, the silver and gold have to keep up with these new trillion dollars in circulation. It's like a pair of scales - if you put too much dollars on one of the scales, the silver and gold on the other scale is going up. Don't wait, silver is going up fast! It was 15$ 2 years ago, 30$-something at the start of the year and now it's 46$. It's going up by the second. Research, think and act fast.

Silver bitches!

On April 17 2011 01:03 Silver_nz wrote: you need to hedge to the max by buying guns n ammo in case of a total financial and govt collapse.

Especially if you are not in australia lol