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Actual Crossroads (non-dumb)

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hiems   United States. Sep 29 2021 19:00. Posts 2979
I'm considering making a move to a new city. I realized that I can switch companies doing the same thing I am doing now and relocate to an area with lower cost of living while making more $. I've been brainstorming places for a good month or so now, and the top contender is Dallas/FortWerth area. Other contenders were Houston but I figure I don't want to deal with hurricanes and the weather is slightly worse. Also the economy is more tied to oil idk if that is good or bad. Atlanta was another contender but just didn't have too many positives to beat out Dallas or Houston. Charlotte NC was also a consideration but then I realize RiKD lives there so that is obviously off the table. Aside from that though the Airport while being underrated for a smaller city, still has expensive/worse flights compared to major hubs like DAL/HOU.

I considered Vegas/San Diego but Vegas isn't great for me in terms of work probably and San Diego too expensive and too many liberals.

Anyway my financial projections are -- Currently making 85k maybe in a few years make 95k. By switching companies and moving would probably start at 95k and 115k/120kish in a few years. I've run some "Take home pay calculator" Sims and it seems like I'd earn between $200-$400 a week more with this other job. This accounts for the income tax I'd save by living in Texas.

The only thing that skews this is that I am still living at home with the parents LOL so that saves me a good 10k-15k TAXFREE minimum a year. T-a-x-f-r-e-e. That is like equivalent of making 13k-20k doing nothing. That is a pretty tough thing to beat.

Housing options living in Texas would be to monklife a craigslist room or buy a property and rent spare rooms out but IDK. There are houses in DFW suburbs that are 3bed 3bath for 250k and I could rent spare rooms out, but idk I'd be paying a hefty 3% in property taxes per year. Also furnishing a place so I can rent it out probably costs close to 10k at a minimum I am thinking.

edit: forgot to mention that my current setup is really easy. I'm making progress at the gym, getting better at guitar. There's a good chance I'd have to give those up by moving.



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I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img]Last edit: 29/09/2021 19:04

lostaccount   Canada. Sep 29 2021 19:06. Posts 6186

rent free is the great but kinda sucks at the same time, i have no idea whats the best choice for u is.
if i had more money i would move out and get some privacy but fucking its expensive to live in my city plus now i don't get much income since i don't play poker. i just pray my investments goes up and live a minimalist life style. u should consider ur options not just base on money. gotta like the city too and the people.

blessed soul 

Santafairy   Korea (South). Sep 29 2021 19:16. Posts 2233

you don't want to live in north carolina you couldn't speed at all

It seems to be not very profitable in the long run to play those kind of hands. - Gus Hansen 

RiKD    United States. Sep 29 2021 20:29. Posts 8992

What about moving costs + hassle

Do you really want the headache of renting out a room to someone and then having to live with them?

You could probably find somewhere that would give you an exploding bonus (+$4,444 that you owe if you leave within 2-3 years) and cover moving expenses (also would owe if you leave within 2-3 years))

Obv best to get like +$4,000 into a 401k + cover moving expenses - no strings attached (good luck with the magic find)

Moving is a pain in the ass especially if you have a new boss that does not understand (I think most bosses will understand) ie. If your boss calls you at 2pm on a Wednesday and you are an hour away at some IKEA buying coasters or putting together some piece of shit book case and everything will be ok in the world even though it clearly is not.


hiems   United States. Sep 29 2021 23:12. Posts 2979


  On September 29 2021 18:16 Santafairy wrote:
you don't want to live in north carolina you couldn't speed at all



huh

I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img] 

hiems   United States. Sep 29 2021 23:14. Posts 2979


  On September 29 2021 18:06 lostaccount wrote:
rent free is the great but kinda sucks at the same time, i have no idea whats the best choice for u is.
if i had more money i would move out and get some privacy but fucking its expensive to live in my city plus now i don't get much income since i don't play poker. i just pray my investments goes up and live a minimalist life style. u should consider ur options not just base on money. gotta like the city too and the people.



You and your lifestyle are such an enigma to me in so many ways lol.

I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img]Last edit: 29/09/2021 23:14

hiems   United States. Sep 29 2021 23:18. Posts 2979


  On September 29 2021 19:29 RiKD wrote:
What about moving costs + hassle

Do you really want the headache of renting out a room to someone and then having to live with them?

You could probably find somewhere that would give you an exploding bonus (+$4,444 that you owe if you leave within 2-3 years) and cover moving expenses (also would owe if you leave within 2-3 years))

Obv best to get like +$4,000 into a 401k + cover moving expenses - no strings attached (good luck with the magic find)

Moving is a pain in the ass especially if you have a new boss that does not understand (I think most bosses will understand) ie. If your boss calls you at 2pm on a Wednesday and you are an hour away at some IKEA buying coasters or putting together some piece of shit book case and everything will be ok in the world even though it clearly is not.



Well the moving costs sucks no idea how much that will be.

I also imagine I want to take the opportunity to travel somewhere cool with the in between job travel window and thats kind of like a blessing but at the same time a spew money spot.

I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img] 

Jelle   Belgium. Sep 30 2021 03:06. Posts 3476

I have consulted the omens and MONK LIFE is the true path

There will also be a gym and a guitar in Dallas. I have foreseen this.

if you reach for your inner nit you must confess that randomly gambling $250k on a house is lunacy even though it's socially acceptable. You like to move around anyway, buy grandpa stocks instead (not the 40-800x earnings tech stocks, buy cheap & boring winners)

Also you forgot to budget for guns, pick-up trucks & lawn mowers

GroT 

hiems   United States. Sep 30 2021 03:13. Posts 2979


  On September 30 2021 02:06 Jelle wrote:
I have consulted the omens and MONK LIFE is the true path

There will also be a gym and a guitar in Dallas. I have foreseen this.

if you reach for your inner nit you must confess that randomly gambling $250k on a house is lunacy even though it's socially acceptable. You like to move around anyway, buy grandpa stocks instead (not the 40-800x earnings tech stocks, buy cheap & boring winners)

Also you forgot to budget for guns, pick-up trucks & lawn mowers



lol solid

I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img] 

Santafairy   Korea (South). Sep 30 2021 04:20. Posts 2233


  On September 29 2021 22:12 hiems wrote:
Show nested quote +



huh

NC is automatic reckless driving for 10 over or something

Worst state to drive in

It seems to be not very profitable in the long run to play those kind of hands. - Gus Hansen 

hiems   United States. Sep 30 2021 04:55. Posts 2979


  On September 30 2021 03:20 Santafairy wrote:
Show nested quote +


NC is automatic reckless driving for 10 over or something

Worst state to drive in



Oh ok you worded that pretty weirdly. Thankfully I have a police whisperer ability though mainly I wouldn't do Charlotte cause the flights the airport offers just isn't up to standards.

Other random abilities I have :

Expert at finding money on the ground.
Great at killing flies and other insects. I have killed close to twenty spotted lanternflies
According to shitfiree above average at MS Paint lol

I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img]Last edit: 30/09/2021 04:55

chris   United States. Oct 01 2021 21:58. Posts 5503

I like NC. Am in Raleigh area. New casino opening in Danville, VA (a couple hours away) and we have Harrah's Cherokee. I think Charlotte area will have a Hard Rock soon.

5 minute showers are my 8 minute abs. - Neilly 

Spitfiree   Bulgaria. Oct 02 2021 02:32. Posts 9634


  On September 29 2021 18:00 hiems wrote:
The only thing that skews this is that I am still living at home with the parents



why am i not surprised


Santafairy   Korea (South). Oct 05 2021 19:05. Posts 2233

We have analysed posts, threads and, crucially, retardation records in the compilation of this chart. As the site proceeds, the chart will be amended to reflect retard changes and other relevant developments.




wow this is a picture posted on the internet some pretty strong evidence here

It seems to be not very profitable in the long run to play those kind of hands. - Gus Hansen 

hiems   United States. Oct 05 2021 19:35. Posts 2979


  On October 01 2021 20:58 chris wrote:
I like NC. Am in Raleigh area. New casino opening in Danville, VA (a couple hours away) and we have Harrah's Cherokee. I think Charlotte area will have a Hard Rock soon.



Oh didn't see this.

Yea Charlotte really seems alright though would have been nice to buy a property there earlier. Casino is a low priority for me unless its super close and convenient but Texas with its poker clubs seems pretty cool.The enticing thing about NC is the property taxes compared to Texas are much better, and the weather is nicer.

Charlotte Airport really is an underrated thing its amazing how its better than cities like Nashville, Kansas City, New Orleans, etc etc.

I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img] 

hiems   United States. Oct 05 2021 19:36. Posts 2979


  On October 05 2021 18:05 Santafairy wrote:
We have analysed posts, threads and, crucially, retardation records in the compilation of this chart. As the site proceeds, the chart will be amended to reflect retard changes and other relevant developments.




wow this is a picture posted on the internet some pretty strong evidence here



LOL Spitfiree

I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img] 

RiKD    United States. Oct 05 2021 19:59. Posts 8992


  On October 05 2021 18:35 hiems wrote:
Show nested quote +



Oh didn't see this.

Yea Charlotte really seems alright though would have been nice to buy a property there earlier. Casino is a low priority for me unless its super close and convenient but Texas with its poker clubs seems pretty cool.The enticing thing about NC is the property taxes compared to Texas are much better, and the weather is nicer.

Charlotte Airport really is an underrated thing its amazing how its better than cities like Nashville, Kansas City, New Orleans, etc etc.


Asheville, NC is one of my favorite cities in the USA let alone NC and Harrah's Cherokee is only an hour away.

Charlotte is getting stronger and stronger by the day though. In many ways that is good and in some ways that is bad. Traffic and wanting to buy property = bad. Good mix of female professionals that are playing with their clits longing for a man like hiems = good. This is probably true of Houston, Dallas, a lot of places these days. But, you have the right idea. Every place you listed is good value. They are cheap yet just as livable as any other city. I mean you can't go to the Met and watch opera or call The New York Times the Times but Jesus I have a friend who lives in Brooklyn who is crammed into some terrible space with 4 other people and etc. etc. etc. There are at least 100 places more desirable to live than NYC these days.


hiems   United States. Oct 06 2021 00:16. Posts 2979

I don't understand when people say "is only an hour away" when it comes to live poker.

A good live poker setup should be no more than 30 minutes drive time IMO, ideally less. Anything more is basically like constantly playing an away game in the NBA.

I beat Loco!!! [img]https://i.imgur.com/wkwWj2d.png[/img] 

RiKD    United States. Oct 06 2021 01:24. Posts 8992

That is true. In one of my past cities there was a casino 1 hour away, a casino 25 min. away, and private games 25 min. away. I did not play in the casino 1 hour away once. If I only had a casino 1 hour away I would probably have played though. 1 hour commute with 0 traffic (presumably) is not that bad. I don't mind cruising to some music on the way there and think about hands in my head on the way home. The worst is after monster sessions and it's like ruminating thoughts with different hands and situations. I used to hallucinate license plates as board textures and how I would play different hands and opponent hand ranges.


Spitfiree   Bulgaria. Oct 06 2021 23:06. Posts 9634


  On October 05 2021 18:05 Santafairy wrote:
We have analysed posts, threads and, crucially, retardation records in the compilation of this chart. As the site proceeds, the chart will be amended to reflect retard changes and other relevant developments.




wow this is a picture posted on the internet some pretty strong evidence here



oh did I hurt your feelings dear Santa? Baby gon go cwy cwy now?


 
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